FinOas

Why wait for payday?

Don‘t let payday hold you back, with FinOas, shop, get support when you need it, access financing and benefit from social intervention program. Enjoy flexibility and convinience today, and simply pay back on payday. With FinOa, your lifestyle doesnt have to wait.

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Distinctive Finance
Powerful Tools

experience the freedom of convenient services and seamless shopping at your fingertips.

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Fast and Convenient Finance Process

Say goodbye to lengthy paperwork and time-consuming approval processes. At FinOas, we prioritize speed and simplicity, ensuring that you can apply for Purchase Order Factoring & Invoice financing effortlessly, anytime and anywhere.

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Seamless In-App Purchase

With FinOas, you have the power to shop directly from our mobile app. Explore a wide range of products and services offered by our trusted merchant partners, all within a few taps.

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Exceptional AI Powered Customer Support

we value your satisfaction above all else. We are committed to providing a smooth and personalized experience throughout your journey with us.

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Cash Back Reward

user get rewarded for using the app in form of cash back, this reward can be redeemed into user wallet and can in turn be used for purchases.

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Social Intervention Program

Need suuport? Or want to give back to the society?
With FinOas, you can start a palliative program or join one. Everyone get equal share, secured and transparent. Use your your share to buy what you need-from any you choose on the app.

Operate the Full Funtions

These are the steps to take while making use of the powerful
functions of Finoas

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FinOas is the latest innovative App in town

At FINOAS, we believe that financial freedom should be accessible to everyone. Our innovative platform leverages the power of technology to provide hassle-free financial solutions to individuals. FinOas has incredible features which makes it top choice for User:

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16,000+

Active User

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21,000+

Total Download

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16,000+

Online Merchants

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5,000+

Reviews

Our Limitless Opportunities

experience the freedom of convenient financial services and seamless shopping at your fingertips.

FinOas Store

Become A Merchant

Grow your business by joining our network of trusted merchants. Whether you sell products or offer services, we provide the tools, support, and exposure you need to reach more customers and drive sales.

Download App

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Become A Rider on Finoas

Join our growing team of riders and earn on your own terms. Whether you're looking for a full-time gig or part-time hustle, we offer flexible schedules, competitive earnings, and a supportive community.

Download App

Purchase Order Financing & Invoice Factoring

Manage Your Finance

FinOas Purchase Order financing provides funds to cover the cost of materials and services needed to fulfill a customer's order before delivery, while invoice factoring provides immediate cash against invoices that have already been issued for completed work or delivered goods

Download App

FinOas App

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The Fast Evolving Financial App

The most trusted partner for convenient online financial services and seamless shopping experiences. We understand the challenges faced by salary earners who need quick access to funds for purchasing goods and services. With FINOAS, we aim to simplify the financial solution process and empower individuals to make their desired purchases directly from our mobile app.

Download App Now!

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What Keeps us Floating

The positive feedbacks we get from our users are the biggest motivation that keeps FINOAS growing

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Sinta Ayu

Product Manager

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"FINOAS has been a lifesaver for me! I needed a loan quickly to cover some unexpected expenses, and their application process was seamless. I received approval within hours, and the funds were deposited into my account right away. The convenience of shopping directly from the app is incredible too. Highly recommended!"

Frequently Asked Questions

These are the frequent questions we get from our notable users

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Let’s Have a Conversation

Drop your message for our Team to respond within the next 24hours

+234-703-3814-160

info@finoas.ng

13, Church Street, Makoko, Lagos